|
A) Sudden illness, with certified prognosis of at least five days,
and/or injury ( for which the impossibility of undertaking travel is clinically
documented) or death:
|
|
|
-
of the insured party (the name indicated on the booking document);
-
of the husband or wife, son or daughter, brother or sister, parent or mother/father-in-law;
-
of the travelling companions, provided they are registered
together for the trip at the same time as the insured party. In this case
it is therefore possible for all the parties registered to apply for indemnity
due to cancellation of the vacation, despite not being directly affected
by the events described in the policy, though within the maximum sums insurable
indicated above.
|
|
|
|
Cost of the policy:
|
|
|
|
the insurance coverage has a cost equal to
3.5% of the total price of the vacation and must be stipulated and paid
at the time of confirming the booking of the vacation, or at the latest before making the first payment.
|
|
|
|
The guarantee is not effective:
|
|
|
-
if the insured party fails to forward to Ville in Italia s.r.l
written communication, via registered letter, telegram, telex, fax,
or e-mail, advising of the forced cancellation of the vacation booked, within
10 (ten) days from the occurrence of the cause of the cancellation itself;
-
whenever the cancellation of the vacation is due to:
-
injury, illness, or death of persons over the age of 80 years;
-
injury, illness, or death occurring prior to the date indicated
on the provisional booking document;
-
pregnancy or pathological situations deriving from the same after
the sixth month of pregnancy; mental illnesses or central nervous system
diseases;
-
alcohol or psycho-drug abuse, non-therapeutic use of narcotics
or hallucinogenic drugs; criminal acts committed by the insured party,
participation in competitions or contests involving the use of vehicles
or motor craft, unless regularity races.
|
|
|
|
Special conditions
|
|
|
-
The guarantee becomes effective from the date indicated on the
provisional booking document, after payment of the deposit and the balance
of the insurance coverage, and shall be valid up until the date of beginning
the vacation;
-
The penalty, based on the amount paid for the vacation, must be
reimbursed according to the following percentages calculated in proportion
to the date of cancellation:
- 30% up until 40 days before the beginning of the vacation;
- 50% from 39 to 30 days before the beginning of the vacation;
- 60% from 29 to 22 days before the beginning of the vacation;
- 80% from 21 to 15 days before the beginning of the vacation;
- 100% from 14 days before the beginning of the vacation;
-
In the case of cancellation due to illness the Insurance Company
shall be entitled to have inspection visits made by doctors of their choice.
|
|
|
|
Obligations of the Insured Party
|
|
|
In the event of cancelling the trip and as a result, the vacation booked,
the insured party must inform Ville in Italia s.r.l of the cause
of the cancellation in writing by registered letter, telegram, telex, fax,
or e-mail, within 10 (ten) days after the occurrence of the same.
The insured party, or a third-party assigned by the same, must therefore
submit the following documentation in original:
- medical certificate indicating the date of the injury or onset of
the illness, with the diagnosis and prognosis;
- medical records in the case of hospitalisation;
- death certificate in the case of death;
- registration documentation of the vacation or similar document.
|
|
|
|
Exclusions
|
|
|
|
All events caused by, or resulting from, acts of war, revolutions,
earthquakes and natural disasters in general, transmutations of atomic
nuclei, radiation provoked by artificial acceleration of atomic particles,
or criminal acts perpetrated by the insured party are excluded from the
insurance coverage.
|
|
|
|
Implementation of the guarantee
|
|
|
The coverage is effective for each party directly insured prior to
the beginning of the vacation in the residence previously indicated by
Ville in Italia s.r.l.
For anything else not indicated herein, the legal provisions shall prevail.
|
|
|
|
FURTHER INSURANCE
|
|
|
|
Civil responsibility insurance for patrimonial losses involutarily caused to
third parties during the exercise of professional activity carried out within
the terms of the laws that regulate it.
|
|
|
|
Policy: FONDIARIA - SAI n. X35005971 04. Maximum cover Euro 1.550.000,00.
|
|
|
|
|
